A Credit Analyst - Joshua Vieta

A fun fact about credit analysts is that they play a key role in helping companies and individuals get approved for loans or credit, almost like financial detectives, using their skills to uncover the true story behind a credit report!

Creative & Visual Skills
Communication & Interpersonal Skills
Critical Thinking & Judgement
Emotional Intelligence & Personal Traits
Professional & Technical Knowledge
Organizational & Operational Skills
Physical & Situational Readiness

Where does this job happen?

- Credit Department of banks
- Credit Card companies
- Financial institutions

What do they actually do?

A credit analyst evaluates the creditworthiness of individuals or businesses by reviewing financial data and credit reports to help lenders decide whether to approve loans or credit lines, making informed decisions that mitigate financial risk.

What kind of person does this?

- Financial experts responsible for evaluating the businesses or securities.

What skills do you need?

- Accounting skills
- Due diligence
- Ability to work under pressure

How much money can you make?

- The salary of a credit analyst can vary significantly based on several factors, but here's a general overview: